We want you to have everything you need to get the most out of your new account. That includes education. We’ve partnered with local nonprofit organizations to offer you a wealth of financial education classes, so you know everything you need to know about looking after your money.
THERE ARE HUNDREDS OF CLASSES AVAILABLE THROUGHOUT THE YEAR, COVERING SUBJECTS LIKE:
- Setting a budget
- Managing a checking account
- Improving your credit rating
- Paying off debt
- Saving for the future
LEARN IN PERSON
To find dozens of free financial education workshops, go to the SF Smart Money Network. It’s a partnership between San Francisco’s
Office of Financial Empowerment and several of the area’s leading financial institutions and foundations. Some of the best financial teachers in the Bay Area will show you how to manage your money, lower your debt, and save and invest for your future. See a schedule of upcoming classes in your neighborhood.
Online financial classes through the Beehive are easy, convenient and free. Visit their site to learn how to manage your checking account, create and manage a budget for your family, file taxes free online, and much more.
Here, you’ll find answers to common questions about checking accounts and other financial issues. You’ll also find a list of other helpful resources including career help, food assistance, free tax preparation, and much more. If you don’t find an answer to your question below, or you need additional resources, call 2-1-1 or visit www.211bayarea.org.
A bank told me I am on ChexSystems. What does this mean and how do I get a copy of my ChexSystems report?
I have no idea what my credit is like. Where can I get a copy of my credit report?
I think my identity has been stolen. Where can I find help with identity theft?
I’m having trouble paying my bills. How can I reduce my debt?
I’m worried I might need to declare bankruptcy. Where can I go for help?
I have a mortgage and now I’m worried about being foreclosed. Who can I call?
I’m a Mexican citizen and I don’t have a California driver’s license. How do I get a Mexican Matricula card?
I am a Guatemalan citizen and I don’t have a California driver’s license. How do I get a Guatemalan Consular ID?
ChexSystems, Inc. helps financial institutions identify people who may have a history of mishandling checking accounts. If you’ve been turned down for a bank account within the last 60 days, a ChexSystems report can help you understand why. Access your report online or call ChexSystems, Inc. at 1-800-428-9623.
You’re entitled to one free credit report from each of the three credit bureaus (Transunion, Experion, and Equifax) every year. You can request and view your report online here.
The Federal Reserve Bank has published a pamphlet explaining your credit report, why your credit score is important, and how to use your report.
The Federal Trade Commission provides an entire Web site about identity theft, including how to prevent identity theft and recover your identity if it has been stolen.
The Federal Reserve Bank has also published a guide on “How to Establish, Use, and Protect your Credit.”
In the San Francisco area, you can call the Consumer Credit Counseling Service of San Francisco (CCCSSF), a nonprofit financial resource center that offers tools to help you set and achieve financial goals. If you want to manage or eliminate your debt, CCCSSF also offers free, confidential consultations. Call (800) 777-PLAN.
In the San Francisco area, you can call the Consumer Credit Counseling Service of San Francisco (CCCSSF), a nonprofit financial resource center that offers tools to help you set and achieve financial goals. If your goal is to avoid filing for bankruptcy or to understand the bankruptcy process, they will counsel you through the process. Call (800) 777-PLAN.
You’re not alone. Call or visit the National Foreclosure Prevention Hotline: (888) 995-HOPE. A homeownership counselor who understands your situation will answer your call, and help you with next steps.
To apply for a Matricula card, you must make an appointment with the San Francisco Mexican Consulate. Call (877) MEXITEL.
You’ll need to contact the San Francisco Guatemalan Consulate at 785 Market St., Suite 400 San Francisco CA 94103. You can also call the office at (415) 896-9181.